** 1. Acceptance of Terms: **

By accessing and using The Virtual Pen (the “Blog”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use the Blog.

** 2. Use of Content: **

All content on this Blog, including text, images, videos, and other media (the “Content”), is the intellectual property of The Virtual Pen and/or its licensors and is protected by copyright and other intellectual property laws. You may view, share, and print Content for personal, non-commercial use only, provided that you retain all copyright and other proprietary notices. You may not modify, reproduce, distribute, transmit, display, perform, publish, license, create derivative works from, or sell any Content without the prior written consent of The Virtual Pen.

** 3. User Conduct: **

When using the Blog, you agree not to:

* Post or transmit any content that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, libelous, invasive of another’s privacy, hateful, or racially, ethnically, or otherwise objectionable.

* Impersonate any person or entity or falsely state or otherwise misrepresent your affiliation with a person or entity.

* Interfere with or disrupt the operation of the Blog or the servers or networks used to make the Blog available.

* Attempt to gain unauthorized access to any portion or feature of the Blog, or any other systems or networks connected to the Blog.

* Collect or store personal data about other users without their express consent.

* Engage in any conduct that could damage, disable, overburden, or impair the Blog.

** 4. User-Generated Content (If Applicable): **

If the Blog allows users to post comments or other content (“User Content”), you are solely responsible for your User Content. By posting User Content, you grant The Virtual Pen a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such User Content throughout the world in any media. You represent and warrant that you own or otherwise control all of the rights to your User Content and that your User Content does not violate these Terms or the rights of any third party. The Virtual Pen reserves the right to remove or edit any User Content for any reason without notice.

** 5. Disclaimer of Warranties: **

THE BLOG AND ITS CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. THE VIRTUAL PEN DOES NOT WARRANT THAT THE BLOG WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE BLOG OR THE SERVERS THAT MAKE IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ANY RELIANCE ON THE CONTENT OF THE BLOG IS AT YOUR OWN RISK.

** 6. Limitation of Liability: **

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE VIRTUAL PEN AND ITS OWNERS, EMPLOYEES, AFFILIATES, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES) ARISING OUT OF OR RELATING TO YOUR USE OF OR INABILITY TO USE THE BLOG OR ITS CONTENT, EVEN IF THE VIRTUAL PEN HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL THE TOTAL LIABILITY OF THE VIRTUAL PEN TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE BLOG EXCEED THE AMOUNT OF ONE UNITED STATES DOLLAR (USD $1.00).

** 7. Indemnification: **

You agree to indemnify, defend, and hold harmless The Virtual Pen and its owners, employees, affiliates, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your breach of these Terms or your use of the Blog.

** 8. Governing Law: **

These Terms shall be governed by and construed in accordance with the laws of Indiana/The United States, without regard to its conflict of law provisions.

** 9. Changes to the Terms: **

The Virtual Pen reserves the right to modify or update these Terms at any time without prior notice. Your continued use of the Blog after any such changes constitutes your acceptance of the new Terms. It is your responsibility to review these Terms periodically for updates.

** 10. Entire Agreement: **

These Terms constitute the entire agreement between you and The Virtual Pen with respect to the Blog and supersede all prior or contemporaneous communications and proposals, whether oral or written.

** 11. Contact Us: **

If you have any questions about these Terms, please contact us at comments@thevirtualpen.com.

** Last Updated: April 15, 2025 **